Do I Need an Agent to Buy a House?

Buying a home can be an overwhelming process. From financing to negotiating to closing, there are a lot of moving pieces that can leave homebuyers bewildered. 

A real estate agent can help guide you through each step of the buying process, offering sound advice along the way.

When working with a professional agent who knows the ins and outs of the real estate industry, you’ll not only end up with a great home, but you’ll also walk away with a great home buying experience.

Here are some of the key areas that an agent can help you with:

1) Get pre-approved by a lender

This is going to be the first step in your home buying process and, while you don't need a Realtor® for this step, who better to ask then someone who deals with mortgage lenders regularly.  

If you don't have an existing relationship with a lender or mortgage broker just ask your your agent will be able to easily refer you to a few local all-stars. 

2) Choosing a home

For most buyers, choosing a home is an emotional process. An agent can help assist you in this  process by offering objective information about each property you look at.

From local community information, like schools and zoning, to home-specific details, like condition and amenities. Using this info will allow you and your agent to find the exact property you’re looking for.

Remember, the smaller your budget, the less picky you can be. So work with your agent to determine your needs vs greeds as this will help narrow down your home search before you jump into the car and ensure you're not wasting time viewing homes that don't fit your criteria.

3)Making an offer

Once you’ve found the home of your dreams, an agent will be able to research recent comparable sales of similar homes in the area to help determine a fair selling price.

Based on those comparable sales, as well as other factors like conditions and repairs, an agent will then help you structure an offer and negotiate to get the very best deal possible.

This is a very important step as you'll want to be sure you're competitive enough to get the home but you also don't want to pay more than what's it worth.

4) Coordinating Closing

Closing is when the rubber meets the road and you'll need to be ready to meet all your contingencies.

Closing, can be a complicated process and if you don't get your financing, inspections, or other contingencies taken care of within the time frame agreed upon in the contract you'll risk loosing the home and possibly your earnest money.

In Washington State, the Escrow or Title Company will likely handle the closing of your real estate transaction and your agent will help you to understand and navigate the complex closing process. 

Well that's how an agent can help you buy a home and, if you're looking to buy, be sure to give me a call or schedule your own appointment on my website. Also, don't forget to like, comment, subscribe, and share this post!



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